Have had service contract with British Gas for last seven years. have found water leak on heat exchanger that is dripping onto pilot light when cold. BG have taken water sample from system to see if heat exchanger can be replaced under service contract? From what I understand if they find something they are not happy with I am not covered. What are they looking for a get out clause. Inhibitor I use is Fernox MB-1 the system is quite old. Can someone explain what constitutes a breakdown due to sludge, I consider the system although not sludge free is quite clean for its age. I.e when removing radiators the water runs clean but the last dredges 1/4 cup contain black oily substance, is this sludge and what is it.