Claim Unfair Bank Charges?

[securespark]

I thought the courts had ruled in the banks' favour?




If you cannot see the newsletter below please click here

You have registered to receive our emails through one of our partners.
This email is brought to you by an independent marketing company, not from the advertiser directly.

Claim your unfair credit card charges before its too late!

Hi ,

Click here to reclaim your unfair credit card charges. If you've had to pay extra for going over your credit card limit or for making a late payment - at any time over the last ten years - then it's highly likely you're owed money.

It's easy to make a claim. Click here and you could receive a refund in a matter of weeks!**

Quick, easy and simple process.
UK-based claim specialists.
Free consultancy: no win, no fee*

In April 2006, the Office of Fair Trading, ruled that many charges applied by credit card companies were unjustifiably high. You can recover any unfair credit card charges with the Loan Claim Company, which is a specialist claims management company regulated by the Ministry of Justice.

Click here to claim your money before it's too late.

Yours sincerely,

C*****************s
Claims Manager
Loan Claim Company Loan Claim Company
Loan claim company is a trading name of **************
*Please see our terms of engagement at ********************40% of successful claimants received payment within 90 days of starting a claim.

CLAIM NOW and GET YOUR MONEY BACK - Click here
CLAIM NOW and GET YOUR MONEY BACK - Click here


Tipmail Incorporated.
24 Heddon Street, London, W1B 4DA.
All communication is fully authorised.
If you would like to unsubscribe from our exclusive online offers please use this link
[One pixel image]

 

[Mickymoody]

The banking unfair overcharging process is far from over, but certain exceptions in law, are still not seen by the bank, as legal, as justifiable..

The post above seems to refer mainly to mis sold insurance policies, when insurance was already in place..ie go to Comet, buy a TV, buy an extra warranty for 1 year, where the TV already has a one year warranty with the manufacturer, Comet wins.

But to translate that to the banks, is misleading, as there is a court case still in action, as I understand, and will run forever, as, who has the money? Bankers and Solicitors. Maybe that will lead to growth in the economy.

What banks are NOT allowed to do, is to charge repeat charges on overdrafts, so if in credit, even in overdraft, then charge to take you to deficit, then continually take charges, on the charges that they charge. Illegal. There is an act of parliament that bans that. So, if you go 1p overdrawn of your overdraft, they cannot continually add up charges that they charge for you being overdrawn. BUT ONLY IF your circumstances demands it. My partner was in credit, then charged, for nothing that took her into deficit, the balance, I think is over £300..banks are thieves.....I'm pretty sure that someone would associate Theives, with Jews and Egypt, as Jews were the origional money lenders. Theory being that Hitler didn't like other's with money.

 

[Alarm]

I had PPI, I used it.
No worries.

 

[Mickymoody]

I had PPI, I used it.
No worries.

But you already had cover under other laws, so didn't need it, so had two policies, running concurrently....one was illegal, one was legal. If you used a PPI, fine, that's upto lawyers to decide, on a general scale, but generally, your PPI was illegally sold to you, and should have been a default, for which you did not pay an excess for, even if it did pay out, as you had dual insurance payback.

 

[LooPrEvil]

I had PPI, I used it.
No worries.

You had two policies ............ one was illegal, one was legal.

Rubbish !!!!!!!!!

 

[big-all]

I had PPI, I used it.
No worries.

You had two policies ............ one was illegal, one was legal.

Rubbish !!!!!!!!!

i think what he is getting at is because you can only claim once so its illegal to be more than whole eg fraud to claim twice for the same item

 

[Alarm]

I had PPI, I used it.
No worries.

But you already had cover under other laws, so didn't need it, so had two policies, running concurrently....one was illegal, one was legal. If you used a PPI, fine, that's upto lawyers to decide, on a general scale, but generally, your PPI was illegally sold to you, and should have been a default, for which you did not pay an excess for, even if it did pay out, as you had dual insurance payback.

Err, you have no idea of the terms of my policy.
I claimed under one of the terms. It can still be claimed on again if needed.

Also I asked for it, was not pressured.
I will not take extended warranties as I deal with electrical products and know you have a 5 yr warranty because of the EU anyway with major purchases.

Please get your facts right before you spout offf

 

[Deluks]

To address the OP. The bank charges furore was about bank accounts, the email you have is regarding credit card charges. This is a separate issue altogether.