A couple of weeks ago we could smell damp coming through the kitchen floor. We have wooden floor boards with a concrete slab about 10 inches below this in our 1958 bungalow. We cannot find any obvious leaks. After lifting some boards we found the concrete blow is damp to the touch and smells musty although no signs of mold etc. I have been told that if the membrane has degraded we may have to remove all flooring and dig up the whole concrete floor etc. We have been told the insurance won't cover this as it is a wear and tear. This would cost 1000's of pounds so obviously not feeling too good at the moment. Can anyone offer advice and confirm digging everything up is a possibilty or is there an alternative. Thanks in advance.