hi just fitted a light fan extractor in my bathroom. this was fitted to ease the condensation that formed above the bathroom in the loft space (last winter) today i noticed the condensation still there, the downlights that i have just fitted (5 of) have no insulation around them so this is open to the cold air . its says it is a fire risk to cover the spotlight, so steam from the bathroom will go into the loft ? have i made things worse etc ?