Ooops! I should have (given it's appearance), but didn't, twig that the text you quoted was actually a link
Watch this space!
I've had an initial quick look. There's an awful lot there, the great majority of which does not relate to the issue I was addressing (the effect if 20mph vs. 30mph speed limits on casualties). I'll need a fair bit of time to try to see the wood through the trees., but time is not something I have a lot of at the moment!
One thing I did notice is that, in a good few of the studies reviewed, figures are given for the effect of reducing speed limit from 30 mph to 20 mph on average traffic speeds, and, in most cases, the effect of the change in limit was to reduce average speed by between 0.5 mph and 2 mph. It's probably a bit optimistic to expect such a small reduction to have much effect on anything!
That one I did realise was a link but I haven't yet had time to look at it (but intend to). When I wrote "It would be interesting to know the nature of the claims..." I should have written "It will be interesting to discover the nature of the claims ..." (assuming, that is,that the linked report tells me!) - so, again, "watch this space"!
That newspaper article does not say very much. However, it seems that just one insurance company has decreased premiums as a result of a reduced number and size of claims in the 3 months following a widespread and much-publicised decrease to 20 mph limits in Wales.
I would suggest that they need to wait a good while before drawing any conclusions, and that is perhaps what most insurance companies are doing. In the period immediately following such a widespread, publicised and discussed change, drivers are likely to be thinking more about such things and maybe 'driving more carefully'. However, once they have 'got used to' the new limits, that might cease to be the case, so I think that everyone, including insurance companies, probably need to wait for a yearor three to see if any initial apparent responses to the change actually persist.
However, returning to the general issue, I still stick with what I've said before - that solutions should only be implemented to address problems. If, in a particular area, there are a significant number of road casualties then, sure, try reducing the speed limit (even if it is already 20 mph!). However, in an area where there are virtually no such casualties, then it is hard to see any justification for meddling with speed limits (to have an impact on casualties). However, as I've said, I'm only considering the collisions and casualties. The report you linked to talked about all sorts of other alleged benefits of reducing speed limits, ad am not considering them