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If an old 1930s house has reasonable ceiling heights, do you think it would make more sense to insulate the floor above the floorboards, rather than take them up and insulate below? Would this also better prevent moisture going from house to wood? If Celutex style boards are used, and all sealed, and tongue and groove chipboard flooring laid on top, all fixed down nicely, would this be both an easier and cheaper solution, and possibly more effective? Or would the cost of refitting doors (although, none of us tall!) moving skirting boards etc. outweigh the cheaper solution? Also thinking, might make an underfloor heating system a better solution is laid on top ...