insurance required/ advised?

[Delinquent]

Due to time running out on my build I've had to face facts and get a bricky in to do the brick and block work. Just paying him a fixed price on labour to get me up to plate level.

Question is - do I need, or is it advisable, to get some form of indemnity insurance in case he does something stupid? Or is it a case of unless I specifically ask him to do something dangerous it's his own fault?

 

[buster52]

the bricky or builder should have his own liability insurance to cover any accidents etc

 

[Delinquent]

thanks - when you say "should"... is that something I need to check and ask for proof of or is it OK to work on the assumption.

 

[buster52]

it should be ok to assume but if your worried ask him

 

[^woody^]

I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?

 

[Delinquent]

I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?

Nothing specific, just watching him work with a petrol disc cutter has made me wince several times, wanted to make sure if he does the unthinkable I won't be liable for his wife and children's welfare.

 

[Shytalkz]

I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?