Hi folks,
Long time lurker, first-time poster..!
Lots of sensible advice on these forums so hopefully somebody can please give me the benefit of their experience.
I'm currently in the process of buying a 17-year-old four-bed detached house for my own private residential use. About 5 years ago the current owner has made a few 'modifications' that I need to canvass expert opinion on please:
1. The only door to the garden in the kitchen (ie the 'back door') has been boarded over and plastered (the door is still on the outside of the house, but no longer usable..!). Is this in violation of any codes, specifically regarding fire escape? The kitchen is on the ground floor and the only usable door in/out is now via the front hallway (with front door off the hall). The windows in the kitchen are not escape windows. There is another 'back door' via the conservatory off the lounge. Which leads me on to...
2. The conservatory was built without planning permission yet is in breach of regs as there are no doors between it and the lounge. The owners say there used to be doors on it when it was built (hence no planning requirement - it satisfies the other normal requirements) but these were subsequently removed at a later date. What are the potential ramifications of this?
3. OK, the biggie: The main central load-bearing wall between dining room and lounge was knocked through without BR sign-off. I don't necessarily doubt the integrity of the modification as there are no signs of stress or movement, but the owner (who claims to be an engineer and did his own calcs - proof of both is pending) has offered an indemnity insurance by way of resolution. What exactly would this cover, and how would my house insurer (and mortgage company, who I assume I must declare this to) view things? Can I expect to pay vastly-inflated premiums as the building work is not certified?
Sorry for the essay, but all opinion would be greatly appreciated..!
Long time lurker, first-time poster..!
Lots of sensible advice on these forums so hopefully somebody can please give me the benefit of their experience.
I'm currently in the process of buying a 17-year-old four-bed detached house for my own private residential use. About 5 years ago the current owner has made a few 'modifications' that I need to canvass expert opinion on please:
1. The only door to the garden in the kitchen (ie the 'back door') has been boarded over and plastered (the door is still on the outside of the house, but no longer usable..!). Is this in violation of any codes, specifically regarding fire escape? The kitchen is on the ground floor and the only usable door in/out is now via the front hallway (with front door off the hall). The windows in the kitchen are not escape windows. There is another 'back door' via the conservatory off the lounge. Which leads me on to...
2. The conservatory was built without planning permission yet is in breach of regs as there are no doors between it and the lounge. The owners say there used to be doors on it when it was built (hence no planning requirement - it satisfies the other normal requirements) but these were subsequently removed at a later date. What are the potential ramifications of this?
3. OK, the biggie: The main central load-bearing wall between dining room and lounge was knocked through without BR sign-off. I don't necessarily doubt the integrity of the modification as there are no signs of stress or movement, but the owner (who claims to be an engineer and did his own calcs - proof of both is pending) has offered an indemnity insurance by way of resolution. What exactly would this cover, and how would my house insurer (and mortgage company, who I assume I must declare this to) view things? Can I expect to pay vastly-inflated premiums as the building work is not certified?
Sorry for the essay, but all opinion would be greatly appreciated..!