Hello, I am a new member and this is my first post.
We are in the very final stages of buying a house and at the very last minute when we tried to get house insurance, we have encountered problems obtaining insurance. This is because both the full building survey and the structural survey we commissioned mentioned very slight structural movement in the brick work of the double story bay on the front of the house.
We had thought nothing of the cracks mentioned in the reports, because both reports said that removing the shrubbery and the large cherry tree in front of the bay should be enough to stop any further movement.
However, when we declare this to insurance companies, over 90% of them are refusing to cover us because we cannot say for sure that there is no ongoing movement.
I have attached a few photos of the cracks in the brickwork and wondered if people (any builders or engineers out there?) might comment on it. Would you buy a house with these cracks in it if you were a new buyer?
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pictures fixed, moderator 9
We are in the very final stages of buying a house and at the very last minute when we tried to get house insurance, we have encountered problems obtaining insurance. This is because both the full building survey and the structural survey we commissioned mentioned very slight structural movement in the brick work of the double story bay on the front of the house.
We had thought nothing of the cracks mentioned in the reports, because both reports said that removing the shrubbery and the large cherry tree in front of the bay should be enough to stop any further movement.
However, when we declare this to insurance companies, over 90% of them are refusing to cover us because we cannot say for sure that there is no ongoing movement.
I have attached a few photos of the cracks in the brickwork and wondered if people (any builders or engineers out there?) might comment on it. Would you buy a house with these cracks in it if you were a new buyer?
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pictures fixed, moderator 9