As far as i know, the water, i think, is shared...at least that's my assumption, we have no external stop valve to switch the mains off to the house i.e. an independent tap out the front...but I'm not sure if that means we share the same intake as our neighbours...
Our main runs up through the kitchen, through a concrete floor...the noise can be heard here too, although not as loud...our external tap runs straight off that...
I will ask the neighbors this eve if they're experiencing the same problem, if they are, that could mean its a problem externally, in which case, i may contact the water co... as yet though, there are no reports off any leaks on the website...which may suggest something else...
Just to confirm the noise is loudest under the kitchen sink, and at the base of the towel rail in the bathroom, actually under the floor...is this a characteristic of something else...