Hi - I'm new to the forum and would love it if someone could help.
I have a policy with Domestic & General that covers my boiler - Potterton Puma 80 (installed 12 years ago). Recently it has started losing pressure when the heating is off and gaining in pressure when the heating is on, so I put in a call to D&G to get someone out to it. It is ALWAYS the same company that they send. I don't like this company, whoever it is that answers the phone is bolshie and rude and I dread having to phone them.
So anyway, I put a call in to the company D&G use, Tuesday 5th Feb is arranged for the visit. Plumber comes says it's your "Internal Expansion Vessel" that's gone - no longer covered by policy as they have decided that the problem is caused by sludge in the system. He shows hubby where on policy this is listed. Plumber then says I totally disagree that sludge causes this so will take a sample of water and get Service Manager at work to test it and let you know. Hubby told me water was clear, absolutely no evidence of sludge! Plumber says part is about £50 to buy, but cost comes in labour charges as the boiler has to be taken off the wall.
No-one EVER calls us back from this company, so hubby called yesterday. Service Manager says "not had chance to test it yet, but in my 25 years of experience, it is always sludge that causes this problem and I will say this in my report to the insurance company". "I'll call your wife tomorrow and let you know". Tomorrow came and went with no phone call. So this morning I rang him. "Only found rust deposits in the water, but as I said to your husband yesterday, it's sludge that causes it and that's what I'm telling the insurance".
Insurance company have said we can get a second opinion, which I'm in the process of doing, but I'm gobsmacked.
Apparently the clause for no coverage due to sludge/blockage is a recent addition that insurance companies have added as this seems to be a common fault in boilers. At no time has this new clause been pointed out. I've just paid my money year on year safe in the knowledge my boiler is covered!!!
Do we have a leg to stand on that it is only rust in the system and NOT sludge? Have any of you come across this problem in the past? Any ideas how much this will cost for us to replace?
Any advice gratefully received.
Thanks
Trace
I have a policy with Domestic & General that covers my boiler - Potterton Puma 80 (installed 12 years ago). Recently it has started losing pressure when the heating is off and gaining in pressure when the heating is on, so I put in a call to D&G to get someone out to it. It is ALWAYS the same company that they send. I don't like this company, whoever it is that answers the phone is bolshie and rude and I dread having to phone them.
So anyway, I put a call in to the company D&G use, Tuesday 5th Feb is arranged for the visit. Plumber comes says it's your "Internal Expansion Vessel" that's gone - no longer covered by policy as they have decided that the problem is caused by sludge in the system. He shows hubby where on policy this is listed. Plumber then says I totally disagree that sludge causes this so will take a sample of water and get Service Manager at work to test it and let you know. Hubby told me water was clear, absolutely no evidence of sludge! Plumber says part is about £50 to buy, but cost comes in labour charges as the boiler has to be taken off the wall.
No-one EVER calls us back from this company, so hubby called yesterday. Service Manager says "not had chance to test it yet, but in my 25 years of experience, it is always sludge that causes this problem and I will say this in my report to the insurance company". "I'll call your wife tomorrow and let you know". Tomorrow came and went with no phone call. So this morning I rang him. "Only found rust deposits in the water, but as I said to your husband yesterday, it's sludge that causes it and that's what I'm telling the insurance".
Insurance company have said we can get a second opinion, which I'm in the process of doing, but I'm gobsmacked.
Apparently the clause for no coverage due to sludge/blockage is a recent addition that insurance companies have added as this seems to be a common fault in boilers. At no time has this new clause been pointed out. I've just paid my money year on year safe in the knowledge my boiler is covered!!!
Do we have a leg to stand on that it is only rust in the system and NOT sludge? Have any of you come across this problem in the past? Any ideas how much this will cost for us to replace?
Any advice gratefully received.
Thanks
Trace