My C Heating & Hot water is provided, at present, by District Heating. They ( the Housing Trust ) have decided to replace this with individual gas boiler systems. Being an owner-occupier have been presented with a bill for this work - £3,750. This is for a new gas boiler, replacement rads & hot water tank. When I asked why I needed new rads ( 20 years old and working fine ) I was told that they would have sludge in them and/or they could be the wrong size ie too small or too large? Sludge - where from?!!. Does this sound like a money making exercise to you or do the rads really need replacing?