Subsidence ~ prevention is better that cure

Joined
13 Aug 2007
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Location
Bournemouth
Country
United Kingdom
Hi All

Looking for some advice.

In my drive directly over the waste soil pipe is a depression & it's getting deeper, in the tarmac!! I know it’s the drain doing it as the pipe (I’m almost sure) is cracked. Long before I brought the house a pipe “repair” was done by pouring resin along the pipe hoping it would fix it, I know this because I found the evidence.

My question is:-

What are the chances of persuading the Insurance Company that prevention is better that cure, ie getting them to pay for it now rather that waiting for a large subsidence claim?


Thanks in advance


Mike
 
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It depends on how charming/attractive you are, and how thick/stone-faced the loss-adjuster is.

If the risk (ie the drain) is not covered on your policy, then I can't see them spending money now on some future event that may not happen, or for which they may not even be the insurer at the time that it does
 

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