Unexpected results of anti-fat drugs

JohnD

JohnD

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Longer life would lead to lower pensions.

"Everything that is good about reduced obesity — lower incidence of cardiovascular disease, cancer and diabetes, and a neutralisation of the more than 40 per cent higher risk of mortality — could rattle the status quo of life insurance and pensions.

Some actuaries are starting to worry that the health upside for individuals could be so extreme that it upends insurers’ overall predictions about how long people will live — and thus how much money they will need to distribute to their clients before they die.

If that happens gradually, clients can expect insurers to cut future annuity rates, potentially exposing shortfalls in the value of individuals’ retirement pots. If it happens quickly, significantly extending the life expectancy of every obese sixtysomething client after they have bought an annuity, for example, the burden could fall on insurers themselves, eating into capital buffers."

FT.com
 
You don’t have to be an actuary to work out that annuities don’t add up well.

If people can live longer healthier lives they will simply glide in to retirement rather than just stop working. Plenty of almost passive income options.
 
motorbiking said:
You don’t have to be an actuary to work out that annuities don’t add up well.

If people can live longer healthier lives they will simply glide in to retirement rather than just stop working. Plenty of almost passive income options.
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Dying slowly of Diabetes is incredibly expensive. For individuals, states and health insurance policies.

Edit: which is almost irrelevant to your post, but you get the honour of being quoted anyway.
 
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Yep. Self help is something everyone should do, to reduce their burden on the state. Some can’t. Most can.
 
Factory foods aimed at the poor are designed to be profitable, palatable, easy to prepare, comforting to keep eating. Stacked with cheap fat, sugar and salt to reel in the punters.

The obesity, heart disease and diabetes they cause are just hard luck.

For the consumers

But not for the producers.

In other news, the only things that reduced sales of cigarettes, leaded petrol and asbestos, were government curbs.
 
JohnD said:
In other news, the only things that reduced sales of cigarettes, leaded petrol and asbestos, were government curbs.
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Cigarettes? What about vaping? Not sure the advertising bans and plain packaging have had much effect. Banning smoking in pubs, maybe - but it's also screwed over the pub industry.
 
JohnD said:
Factory foods aimed at the poor are designed to be profitable, palatable, easy to prepare, comforting to keep eating. Stacked with cheap fat, sugar and salt to reel in the punters.

The obesity, heart disease and diabetes they cause are just hard luck.

For the consumers

But not for the producers.

In other news, the only things that reduced sales of cigarettes, leaded petrol and asbestos, were government curbs.
Click to expand...
Back in the 70s quite a number of my associates smoked including myself, today I can hardly recall anyone in my circle who smokes, vapes etc
 
richw said:
Cigarettes? What about vaping? Not sure the advertising bans and plain packaging have had much effect. Banning smoking in pubs, maybe - but it's also screwed over the pub industry.
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Other factors were involved
 
motorbiking said:
Yep. Self help is something everyone should do, to reduce their burden on the state. Some can’t. Most can.
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At the moment self help with Ozempic costs a lot. You can get private prescriptions but it's hard on the NHS.

It may be that prescribing it more widely would help more people, and also save the NHS money. But there is a lot of Puritanism around, some people look down on fat People for lacking self control and so object to pragmatic care being available.
 
There's a bloke in the pub that I frequent, who has paid for his own manjoumo (sic?) jabs.
Iirc, about £150 per month.

He's lost c. 20% of his body weight in three months.

Still smokes, but has swapped his 40 pints of lager a week for gin.


The very epitome of health..........
 
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