Be careful.....insurance brokers will try to get out of any claim involving a vehicle not MOT'd at the time of a claim. Ask me how I know.
That is always an issue to bear in mind apart from the ability to drive to, and from, a pre-booked MOT the issue regarding vehicle insurance can be a grey area particularly as to defining if the vehicle is actually insured.
Scenario you are driving to, or from, MOT test under your current insurance. Vehicle passes - great!! But now consider it actually fails. Vehicle insurance is normally conditional on the vehicle being in a roadworthy condition.
Now car fails MOT meaning it is not roadworthy. Is the insurance now still valid? Probably not.
As nickso has already posted there is plenty of time to get MOT before expiry of the existing one. However the insurance question is still worth considering. The vehicle, should it fail, has been deemed as no longer roadworthy so would an insurance company uphold any claim?
Could be an interesting question. When a vehicle is presented early for its MOT, which it promptly fails, most drivers will continue using the vehicle under the impression it still possesses a valid MOT certificate but is the vehicles insurance really still valid, after all the vehicle has been deemed to be no longer roadworthy?
Sorry just me thinking aloud!!