my insurers specify 12C, 24 hours a day, when unoccupied, and that you should spend at least one night a month in the house, or cover will lapse. If you have a look at your policy it may say something similar. The fuel cost is quite low, because most of the time the outdoor temperature will not be much less, and you will hopefully get some solar gain on sunny days, even if cold.
It is wise to turn off the water stopcock, and drain any loft tanks using the bathroom taps, because any pipes in the loft will be especially cold, even if lagged, with no movement of water when the house is empty.
This winter has been unusually mild, at least down here.