A ring is rated at 20 amps not 32 as there are 2 cables.
The cables on a ring are only required to be rated at 20A, while I don't think BS7671 says anything specifically about the connectors used to make spurs I believe it is reasonable to assume that it is acceptable for them to be rated at 20A, the same as the cables.
I personally find it difficult to get excited about the 'ratings' of terminals/JBs etc. (but see ** below), but for those concerned (maybe even 'strictly') about regs and MIs ...
.... whilst it is true that BS7671 allows a ring final protected by a 32A OPD to be wired in cable with a CCC of 20A, the regulation only says that the circuit should be designed such that it is "unlikely" that any part of the cable will be overloaded "for long periods", so it is theoretically possible that part of the cable could sometimes be carrying anything up to 32A, provided that was not for "long periods of time".
I would say that, if one wants to be 'strict', I think that any terminals involved in joints in the ring probably should be "rated" to be able to carry "up to 32A for periods that are not 'long' ", but I rather doubt that 'ratings'/MIs of the likes of 20A-rated (when inaccessible) Wagos would actually say that!
[ ** for those who
are concerned about the 'ratings' of connector terminals, I think this is theoretically far more of a potential issue with Wago-like connectors than with the screwed terminals of traditional JBs. In the latter case, nearly all of the 'connection', hence current, is between the two (or more) conductors, with very little current actually travelling through any part of the terminal itself - hence the only real issue is the physical ability of the terminal to satisfactorily accommodate all of the conductors (regardless of how much current they are carrying). However, with Wago-like connectors (or any other 'one conductor per terminal' situation), all of the current has to travel through conductive parts of the terminal. ]
As to why the connectors have a lower rating in a maintenance free environment, I believe the idea is if something is not accessible for maintenance it needs higher reliability and in general one way to achieve higher reliability is not to run components at the limit of their rating.
Yes, one imagines that their thinking is something like that. However, the implication is presumably that they believe that their 32A connectors might become significantly 'less reliable' when carrying currents above 20A - which is perhaps a little worrying.
Of course it all gets a bit silly, because in reality most items in domestic installations very rarely get inspected even if they are accessible for inspection. Also most circults in domestic installations are unlikely to be loaded to their maximum ratings for more than a small proportion of the time.
All true. In fact, what is particularly silly is that the reg really relies totally on trust in the installer - since, essentially by definition, if a joint is not "accessible for inspection and testing", no-one else (including any subsequent 'inspectors') are going to know of even the existence of the joint, let alone what it consists of!
Kind Regards, John