there are 2 types of 3 phase
3 phase with neutral and 3 phase without neutral
almsot all exectrical supplys to buildings are 3 phase with neutral so you can get away with uneven loading it just means less efficiancy and possiblly slight voltage increase on the underloaded phase however it is still considered bad practice to load unevenly if it can be avioded
small scale 3 phase (up to 125A iirc) is usually metered useing a special meter with 3 wheels which drive onto a common rod to the main display of the meter i have heared a 3 phase install is about 3 grand but i'm not sure exactly
larger scale 3 phase is metered useing current transformers
3 phase is normally terminated into a specific 3 phase board like this
here outgoing cuircuits can either be single phase or 3 phase depending on the mcbs fitted
most boards sold with isolators seem to come with 3 pole ones which really need a sperate 4 pole isolator upstream however with some brands you can buy a board with no isolator and buy 4 pole isolator kits to fit them
theese isolators are usually only availible in up to 125A though so beyond that a 200A direct connect kit is used with a seperate isolator
with 3 phase boards your rcd options are far more limited than with single phase CUs
you can use a 30ma rcd incomer but this means you can't put stuff like lights and alarms on non rcd
for single phase outgoing cuircuits you can fit 1 module rcbos for rcd protection
for 3 phase outgoing cuircuits that need rcd protection your only option seems to be a seperate rcd in an extention box like
here