Our house is currently 90sqm, built in the 1950's, so not insulated to modern standards (or any standards even!), but we having the cavities done, 300mm in the loft, we've had new double glazing installed and removing the airbricks. The underfloor heating will be the retrofit style - with a small amount of celotex underneath it. As I understand the water only needs to be heated to 40 degrees to get and effective result.
We've had a couple of quotes, and no one has suggested we need a second heat source - surely if the pump is the correct spec it should be able to operate as our sole source of heating? We will have the ability to heat the water to 60 degrees to kill legionella - couldn't we use this if the weather really was bad? Surely cheaper on the odd occasion than the several thousand pounds to install an oil backup, along with paying for oil?
A better option would be lpg boiler with a couple of 47kg bottle. I have a neighbour he has just had all the central heating done insulation etc and a heat pump put it old gas boiler taken out. He still had a wood burning stove as a booster for heat.
A 12kW heat pump in freezing conditions is producing about 6kW of heat. It isn't enough to heat a house unless it is a modern well insulated house.
40 degree in the radiators just isn't enough to get some real heat in the building.