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I have two cousins whose mothers both developed Parkinsons and then Dementia.
Terrible diseases, and as has been said before a very 'long goodbye'...
One had a pot of money, and lingered around for a long time.
The total cost to her was in the region of £450k before she got down to the paltry amount you are allowed to have before you don't have to pay.
The other had virtually nothing, and thus paid nothing!
So if you cannot pay -then who steps in? Local Council?