If any of you has had to pay any of the exhorbitant charges made by banks over the last six years then go and have a look at this http://www.which.net/campaigns/personalfinance/bankingcharges/index.html well worth it - read right the way through and send off the letters...
Banking charges
- Thread starter Brightness
- Start date
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They only get away with it because people are ignorant to the fact that many of these charges consitute an unfair contract term, or they believe that as they agreed to it, and they mucked up, that they are prepaired to be punished for it...
You only have to grumble about it. Lloyds charged me £126 'cos I went overdrawn for a couple of weeks by mistake so I grumbled about tthem charging so much for my forgetting to pay some money in.
After some time they backed down & refunded 100% of the charges.
After some time they backed down & refunded 100% of the charges.
I've sent my letter to First Direct, they've been a nightmare lately. I was charged £150 a couple of months back for being overdrawn when I didn't realise I was. When I challenged them about it they merely said oh don't worry, we'll extend your overdraft to cover it! Thanks for nothing matey!
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Nationwide wouldn't give me a debit card (they wanted to do a credit check and all sorts, i was only 17 at the time ffs, all i wanted was a visa electron or solo or something) and they kept spelling my name wrong on my cards and cheque books, so i moved to HSBC. Theres always another bank on your high street!!! 
P
paulbrown
I got a statement last week for my business account. They charged me £18 to take out £2000 in cash. The account was in credit and it was my own branch.
A few weeks ago I had to do a cash transfer to another bank for £17K and I knew there wasn't enough in my current account to cover it. I told the teller to transfer some from business reserve, to current, to cover the shortfall.
Walked over to another desk to do the transfer to be told there wasn't enough money in my account. I know that said I, so I have just been to your colleague and transferred some over. To my shock she said it would take 3 days for transfer to complete!!!!
The banks pretend to help the small businessman, whilst fleecing him at every opportunity.
A few weeks ago I had to do a cash transfer to another bank for £17K and I knew there wasn't enough in my current account to cover it. I told the teller to transfer some from business reserve, to current, to cover the shortfall.
Walked over to another desk to do the transfer to be told there wasn't enough money in my account. I know that said I, so I have just been to your colleague and transferred some over. To my shock she said it would take 3 days for transfer to complete!!!!
The banks pretend to help the small businessman, whilst fleecing him at every opportunity.
abbey now do business banking we swopped from lloyds totally silly bank to them a year ago so far good service paying in is via cashpoint or postal (cheques only) and NO business banking charges (some limits on amounts payed in per month
give the local branch a look in next time your in town
give the local branch a look in next time your in town
M
Moz
my HSBC dread me going in ..as they fear me ...lol
I have seen them come an go since they were Midland bank ...I demand a 1st class service ,an they sh*t it when their cash machines arent working as I get the branch manager out an make him jump through hoops like a scalded puppy ....
+it helps having a business with a good turnover banking with them ,lol
money certainly talks doesnt it ..lol
I have seen them come an go since they were Midland bank ...I demand a 1st class service ,an they sh*t it when their cash machines arent working as I get the branch manager out an make him jump through hoops like a scalded puppy ....
+it helps having a business with a good turnover banking with them ,lol
money certainly talks doesnt it ..lol
B
BOB.DOLE
Brightness said:
Ich bin nicht von gestern.
M
Moz
bobs learnt how to use googles language tool ..lol
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