The bank are saying I will have to pay for any unrecovered fraudulent transactions because it was a debit card. I am currently disputing this and trying to get more info. I am in no way responsible through negligence or any other way for the fraud. And the bank accepts this. It has been suggested that I should go to the police and I will. I had assumed that the bank fraud squad would do this.
If its a Visa Debit, get back onto the bank, Visa Debit has similar protection to visa credit.
http://news.bbc.co.uk/1/hi/programmes/working_lunch/7593369.stm