My house is 45 years old mid terraced.In the loft space, one of the long wooden supports that runs horizontal then into the walls at each end, has a diagonal cut in it.Looks like it was a way of joining the timber together.There is now a gap appearing between the cut.The roof from the outside is now sagging.What can I do?Asked insurance company but they say it`s a falt when the house was built.I don`t have any spare money, so need a cheap way of stopping it getting worse.Thanks.Viv.