Damage under passenger side need diy fix

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Hello,

I have had a rental recently given due to a car crash however the other day I noticed a part hanging of under the passenger side, upon inspection the damage looks pretty bad however I know it's not due to me as I've only driven it a couple of times and that type of damage I would have felt.

I believe whoever had the car before .e caused the damage and it had gone unnoticed or covered up.

My concern is I will be losing my excess of 1000 as there was no recorded damage on the car and I did not see it until almost a week later therefore I feel I will be blamed.

Anyone know what I can use to patch it up so the part is not visible.
 

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do not touch it do nothing that is years off decay not your fault
as soon as you touch it if they are dodgy you give them a get out clause
just take loads off pictures and take it back

but wait for others to answer before you do anything
 
Surely there’s more to this story......?
Is that an undershield that we can see that has been ripped?
For sure, don’t attempt any sort of repair.
John
 
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