Educate me on an ISA

[Mottie]

says mobile phones owned by family up to age of 22 in education so guess thats a few . excess anything from 60 to 100.....4 claims a year
And yep AA cover for any vehicle i own or i am travelling in

I have that account as well, just for the benefits. Oh, and the AA cover includes Europe too - unfortunately I took it out AFTER I’d just paid £40+ for a weeks EU car cover.

 

[gas112]

I have that account as well, just for the benefits. Oh, and the AA cover includes Europe too - unfortunately I took it out AFTER I’d just paid £40+ for a weeks EU car cover.

after a quick look about it certainly looks the best value

 

[Deleted member 294929]

after a quick look about it certainly looks the best value

Are you saying Nationwide is the best value?

Is there an excess on the phone cover,?

 

[Mottie]

Is there an excess on the phone cover,?

There’s usually an excess on any insurance policy. Depends on which phone you have.

Global Self Service Portal

Global self service portal for filing claim, manage policies, products and view claim history

nationwide.lifestyleservicesgroup.co.uk

 

[Mottie]

I have this with Lloyd's. I pay £20 per month and I get
Family travel insurance

Bod, have you notified them of all and any pre-existing conditions for everyone on the policy? Just like any policy, there's an extra premium to pay if there is. Free or included policies are no different.

 

[crystal ball]

Bod, have you notified them of all and any pre-existing conditions for everyone on the policy? Just like any policy, there's an extra premium to pay if there is. Free or included policies are no different.

I had travel cover on the house insurance, when I phoned them to tell them of a couple of conditions, the policy was cancelled

 

[Mottie]

I had travel cover on the house insurance, when I phoned them to tell them of a couple of conditions, the policy was cancelled

Hmm worth checking. I've not actually done that with mine yet. Reason being is that I opened my Nationwide account in July last year but I had already taken out a years travel policy (with all conditions reported) a month previous to that so the included policy will not be needed until my purchased policy expires in June this year. I suppose I’ll find out then whether they will cancel the policy. Still worth it until then for the phone and breakdown cover.

 

[gas112]

They wont cancel . They will tell you how much extra it is same as when you hit 70 they tell you how much extra it is

 

[Deleted member 294929]

I did ask the Question for me when I went Israel. But not to Lloyd's.

I did chance my arm a bit.

The thing is every man an his dogs has or has had Cancer.
My Jaundice is old hat now.

But I know your right..

Bod, have you notified them of all and any pre-existing conditions for everyone on the policy? Just like any policy, there's an extra premium to pay if there is. Free or included policies are no different.

But that'll be me grounded to Norfolk for life.

 

[crystal ball]

They wont cancel . They will tell you how much extra it is same as when you hit 70 they tell you how much extra it is

Our "free" cover ceased at 65 anyway

 

[gas112]

Our "free" cover ceased at 65 anyway

with nationwide? must have changed since you had it as it clearly says 70 and few mates who are coming up to that age still have it and those above are saying its put about 50 quid onto premiums

 

[Deleted member 294929]

with nationwide? must have changed since you had it as it clearly says 70 and few mates who are coming up to that age still have it and those above are saying its put about 50 quid onto premiums

That's not too drastic.