I would check the policy excess first ...they can often approach or exceed the repair costs..looking at the room you are probably not going to get any compensation for decoration, the hole whilst it looks horrific is just a patch job..I would get a plasterer / builder in to quote before continuing on.
You have to work out in your head if its likely to be covered, the fact that the insurer is asking you to front up the cost points me to think that its not. Have you read the specifics of the policy.. lots included the sudden escape of water clause especially the cheaper one's, that's why they are cheap.
Read the exclusions and conditions.
You have to work out in your head if its likely to be covered, the fact that the insurer is asking you to front up the cost points me to think that its not. Have you read the specifics of the policy.. lots included the sudden escape of water clause especially the cheaper one's, that's why they are cheap.
Read the exclusions and conditions.
