Hmm. 17 posts and I can only see 5 of them so I’d hazard a guess that our resident U.K. hater/permanent alleged prospective emigrant is chipping in like it did over EHIC cards with the same lies. To summarise the EHIC/GHIC rules:
1. THEY ARE AND NEVER HAVE BEEN A SUBSTITUTE FOR PRIVATE TRAVEL HEALTH INSURANCE AND BOTH EHIC AND GHIC STRONGLY ADVISE YOU TO GET PRIVATE COVER.
2. They will cover any existing illnesses/conditions in a state hospital but only necessary health care and on the same basis as a resident of that EU country will get.
3. This means that you may have to pay something towards your treatment, you may have to travel a long distance to find a state run hospital that can cater for you or they may not even be able to treat your conditions.
4. They will not cover repatriation to your home country.
5. They will not cover mountain rescue so no real use for ski-ing/hiking holidays in the mountains.
6. They will not cover you if you are on a cruise.
7. Even if you don't have an EHIC or GHIC but need to travel, you will still be covered under the scheme so long as you're entitled to a card.
In summary, very little, if any, change from the EHIC and still nowhere as useful as proper travel insurance.
Have I missed anything?