Whilst I agree with everything else you have written, all 433.1.103 says is the designer has to be satisfied that it is "unlikely" that the Iz of the cable will be exceeded for "long periods". We all know that multiple spurs originating at essentially the same point on a ring are pretty common - particularly in the context of grid switch setups in kitchens (and, as I recently illustrated, even that is OK unless the point of origin is fairly close to one end of the ring - particularly if the cable is clipped direct, the difference between In and Iz is so small that one has to be very close to the end of a ring to overload the cable, even with a load equal to In)Actually, you may not - read the last sentence in 433.1.103After all you can have two double sockets on a RFC next to each other with high wattage appliances on at the same time such as kettles, toasters, irons,etc.
"Long periods" is obviously not defined, but I would imagine that things like kettles, toasters etc. etc. would not be regarded as presenting a load for a "long period" (which is more than one can say for some of the things supplied by those kitchen grid switches ).
Kind Regards, John