Basically, yes. It's not my fault. Everyone I went to school with had the same opportunity , some are possibly doing better than me, some possibly worse. I took control of my life and didn't take risks. People need to stop relying on others to sort their own sh1t out, all the time they have someone to dig them out of a hole , they will never change. The new thing now is an online begging bowl called go fund me ( or go pay for my lifestyle I can't afford), always thought begging was illegal in the UK, but it seems people have no shame as well as no desire to sort themselves out.