Insurance fraud?

[Mottie]

Whatever value stated by the switching website was accepted. I never had a policy document stating the value. I would not have let a low ball pass without making a thread. That means between my joining this forum and last year, I did not have a value in the policy document.

Double cobblers. Instead of just the last three insurers, tell us who you’ve been insured with since joining this forum (2011)

 

[Avocet]

Whatever value stated by the switching website was accepted. I never had a policy document stating the value. I would not have let a low ball pass without making a thread. That means between my joining this forum and last year, I did not have a value in the policy document.

You wouldn't expect to find it in the policy document. More likely either the Certificate, or the Schedule, or the Statement of Insurance, or Statement of Needs and Demands".

 

[DiyNutJob]

Nothing here in a past insurance confirmation. Maybe it was hidden and unimportant. Perhaps, the current insurer considered it important.

 

[morqthana]

For profit? They can then sell double after write off. I noticed Cyprus had a lot of old UK-looking cars. I reckon the insurers export those written off cars.

This is how conspiracy fantasies start.

Some utter wazzock posts an inane evidence-free theory, other wazzocks decide it's true and start repeating it, and before you know it the world is awash with wazzocks who accept it absolutely and have abandoned all belief in truth, facts, and evidence.

Every single insurer I used (I am a frequent switcher) in the past did not state a value for the car.

So you keep saying.

I'm a bit busy right now, so to save me time trawling through 5-6 pages, could you please show me the posts from all the other people saying "me neither"?

Thanks.

 

[morqthana]

Nothing here in a past insurance confirmation. Maybe it was hidden and unimportant. Perhaps, the current insurer considered it important.

View attachment 361626

When you clicked on this:

what did it say about the value of the vehicle?

 

[Avocet]

It's odd how our resident conspiracy theory lover who thinks insurance companies make a quick buck by selling written-off cars abroad, doesn't think they'd be canny enough to limit their own liabilities when it comes to paying someone out for their written-off car...

 

[morqthana]

No, that's not odd at all.

 

[DiyNutJob]

It's odd how our resident conspiracy theory lover who thinks insurance companies make a quick buck by selling written-off cars abroad, doesn't think they'd be canny enough to limit their own liabilities when it comes to paying someone out for their written-off car...

Double profits when they invalidate you and sell your car abroad. You really don't have a head for business.

 

[Mottie]

You really don't have a head for business.

I don't think you even have a head.

 

[Mottie]

Nothing here in a past insurance confirmation. Maybe it was hidden and unimportant. Perhaps, the current insurer considered it important.

View attachment 361626

Hmm. Quote me happy. Here’s the form. What did you put in the box that I have marked in red when getting insurance?

 

[Brigadier]

Hmm. Quote me happy. Here’s the form. What did you put in the box that I have marked in red when getting insurance?

View attachment 361655

"Priceless"

 

[Avocet]

Double profits when they invalidate you and sell your car abroad. You really don't have a head for business.

...or maybe, I've bought enough written-off cars back from insurance companies to know that (unsurprisingly) you're talking pish?

 

[carmanmemoranda]

I'd love to see these jobs advertised.

Head of buying a car to devalue it for any claim.

Must be able to buy it cheap, advertise it quickly and be able to sell it abroad after claim refused.

Every type of car, condition age and mileage.

 

[DiyNutJob]

Hmm. Quote me happy. Here’s the form. What did you put in the box that I have marked in red when getting insurance?

Obviously they are doing it now. I never had to do it in the past, except with the most recent insurer. I had no clue how much mine was worth since I had no plans to sell it, nor did I get stuck not knowing the value. More than likely the forms I filled in the past didn't have the value or it said market value or something. If they had a low ball number, I would have made a thread as I did this time. If they had a good value, then I would know how much it was worth, but I don't - meaning there never was a value.

 

[DiyNutJob]

...or maybe, I've bought enough written-off cars back from insurance companies to know that (unsurprisingly) you're talking pish?

There you have it. Those write offs are highly profitable.