I know nobody likes a smart arse, but you're almost building a structural floor, suitable for domestic use, when all you needed was something basic and light.
This is me (17 stone) stood on one foot on 65mm PIR with a thin bit of MDF (bottom of a kitchen drawer) on top. Obviously it deflects a bit when I'm on it (I only had 65mm lying around - these days I'd probably go for 150mm which is far more rigid), but so what, I don't spend much time hopping around the loft. PIR is also a better performing insulator than mineral wool, especially as it eliminates the cold bridging when using joists.