Pension advice

My father in law paid into his work pension all his life, he lives in a council house, just turned 80, pays full rent, council tax etc, he gets is work pension, takes a tenner out of his gov pension, puts it towards his work pension then pays it out for rent etc, what i'm saying is it was a waste of time having a work pension as the gov now take it all off him AND an extra tenner
 
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