here's the irony. Tell me if I'm reading it wrong.
If I do nothing, then I have a potentially dangerous setup but legal.
If I improve the radial 2.5mm with a ring, but no RCD, the setup is illegal.
talk about perverse incentives
It depends on your understanding of "legal"
BS7671, the wiring regulations, are not a Statutory Document.
HOWEVER, Building Regulation Part P, that dictates that electrical installations must be safe, is a statutory document (i.e. law) and it refers to BS7671 as a way to meet the requirements of Part P.
BS7671 is not retrospective so there is no requirement to bring installations (like yours) up to today's standards. New work does need to meet todays regulations.
So, as an electrician I would always comply with BS7671 because, if there were a legal case against me, I would contest that I had fully complied with BS7671. If I had not installed an RCD in a new socket circuit, for instance, then the widow of my dead customer would take me to the cleaners.
You, as a DIYer have a choice:
1. ignore the guidance of experienced experts and the history of fatal electrical accidents that have concluded (over time) that in a domestic situation it is better and safer for all sockets to be RCD protected.
2.. Accept that the advice you are being given is in your best interest.