It will obviously vary a lot between different properties and different situations. In the case of my house, far from there being "a small element of uncertainty if the cable is, or stays, within the cable zone" I would say that it is very probable that many, maybe even most, of the cables in stud walls stray out of the prescribed zones.Yes, there will always be a small element of uncertainty if the cable is, or stays, within the cable zone.
I have a lot of accessories on 'stud walls' (mainly lath & plaster ones) and it would seem that nearly all the cables have a considerable amount of slack - so I'd probably actually be at least a little surprised if (at least, when 'vertical') they remain in the prescribed zones throughout their length.
That 'yanking', and the 'clipping', (in an attempt to minimise slack) is something which very often seems not to be done, and certainly that is the case in my house.Often, if someone decides to clip the cable down the stud, this will nearly always mean the cable can't be in-line with the plasterboard box. I try to avoid clipping them, for the reason, but I will fit a clip somewhere near where the box will go - and yank the cable from the clip before cutting the box in.
Rigid conduit obviously solves the problem, but (at least in my experience) rarely done, and sometimes impractical - the nearest equivalent to 'boarding' in my house is the lath & plaster that was applied about 130 years ago, and the place has been wired/re-wired a good few times since thenOne solution to all this may be to fit the boxes on noggins before boarding, and possibly use rigid 20mm plastic round conduit, held in place by the timber.
Kind Regards, John