But there is still no bond between it and the beam,
There you go again using terms in the completely wrong context. What do you mean bond?
Masonry is held in compression and aided by friction from the mortar. Full joints hold the units together in compression in the same principle as an arch. However as masonry courses are flat, it is friction (of the full joints) which makes the course self supporting.
It is this self supporting characteristic, which is the basis of the composite principle of support. Which is why the masonry above the lintel needs to go off before further load is placed on the lintel
It does not mean that a lintel designed for composite support can not be inserted into a wall where the masonry has already gone off. The nett effect is the same - a composite support