Was the Kyoto Protocol on trial? That was one of the biggest drivers for the cladding and use of efficient external insulation craze.
Anyway, there is no single person to "blame", rather a collection of failed processes and systems.
Check out the building and regulation forums for the numerous posts on how to "get around" regulations, or how to get "sign off" without doing certain work or spending certain money, and the often advice by some to "use a private inspector, as they are more forgiving". So the appetite not to ensure that buildings are safe is alive and kicking.
Anyway, there is no single person to "blame", rather a collection of failed processes and systems.
Check out the building and regulation forums for the numerous posts on how to "get around" regulations, or how to get "sign off" without doing certain work or spending certain money, and the often advice by some to "use a private inspector, as they are more forgiving". So the appetite not to ensure that buildings are safe is alive and kicking.