Travel insurance declarations
- Thread starter ellal
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It depends. Check the small print.
What You Need to Declare on Your Travel Insurance | Staysure™
If you live with a medical condition, you’ll want to make sure your travel insurance covers you while you’re away. Here’s what you need to tell us about your conditions.
www.staysure.co.uk
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I would talk to your Quack and see if what she had has a name. If it does, check that company's list to see if it's on there.
My experience is that some conditions carry no weighting (IE they will be noted on the policy when you declare them but you don't get charged extra).
But beware....some companies will outright refuse to cover some conditions. A company I asked for a quote from said they would not cover any medical fees incurred from a fall. And there were several other things they refused to cover. I mean, what is the point? Even if you are perfectly fit, you want this sort of cover in the event of something unexpected like a fall....
But I have always been totally honest with these quotes, declaring every minor thing. Otherwise, if you make a claim and they find out you haven't declared something (even if it's totally irrelephant to the claim), they can refuse cover.
My experience is that some conditions carry no weighting (IE they will be noted on the policy when you declare them but you don't get charged extra).
But beware....some companies will outright refuse to cover some conditions. A company I asked for a quote from said they would not cover any medical fees incurred from a fall. And there were several other things they refused to cover. I mean, what is the point? Even if you are perfectly fit, you want this sort of cover in the event of something unexpected like a fall....
But I have always been totally honest with these quotes, declaring every minor thing. Otherwise, if you make a claim and they find out you haven't declared something (even if it's totally irrelephant to the claim), they can refuse cover.
EHIC no good anymore?
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It would only provide the same coverage as an indigenous person and only in the countries that it is applicable.
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You can declare it - it normally adds about £30 to a single trip quote. I had to declare a small op for my other half and was able to say - fully recovered in the details. It added £30.
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The only barrier to me travelling is the plumpness of my wallet.....
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Just two weeks ago I was a hired skipper on a 50+ footer for a group of 10 newbie and lightly experienced sailors. It costs them £300 each for the week + flights and for some the flights were <£150 - not bad for a weeks holiday half board, stopping at a different island every day.
Some fantastic ultra low season deals around.
Some fantastic ultra low season deals around.
Did she require any treatment? If it was a one off high reading that was retested and then found to be normal with no treatment, then no it wouldn't count as liver damage and wouldn't need declaring.
A couple of high readings, but back to normal for last five years.
You ask on a DIYnot forum, rather than your " Doctor sons"...... 
Good point.
Too many pizzed up Brits on the lash in Shagaluf. Unfortunately the 'fall' sometimes involves a balcony and quite a few storeys.
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