The drivers refuse to set off in Canada unless you were buckled in. I always do in any case home or abroad.Just a heads up, with all the talk about whats included and whats not I noted in mine that if you don't comply with the laws then the insurance may be invalid. When travelling in spain on the coach transfer you are told to wear your seat belt as it is the law, many don't so if there was a crash insurers may use that as a get out clause?