OP, you've got yourself & your bathroom into a bit of a muddle by making what seem like impulsive actions based on less than knowledgeable advice.
"Ply it is then" - why? Why exchange the on-site chipboard for buying in more flooring? What is your decision based on, & how do you imagine that ply is going to improve things?
18mm or 22mm P5 chipboard is the most commonly used flooring (esp. for baths & kitchens) across the large building sites that I'm familiar with. I'm told that its the most commonly specified flooring in the UK.
And we all know the large builders are in the game for the customers best interests and not the profits.