Agreed. It's the whole thing, including ventilation and insulation.To control condensation you have to consider the complete system. Even if you prevent condensation in one spot, if the air is saturated it will condense somewhere else.
But imagine if you had a perfectly insulated/ventilated loft with no condensation, complete system was good, then one day you stuck a single-glazed thin window in the middle of the roof. Then imagine ice, snow, rain, wind, winter air, all making the window cold from the outside.
Would you get internal condensation on that glass during wet/cold weather? Yes - because the glass would be so much colder than everything else in the loft, even if the loft is say 5 degrees C, the surface of the window would be maybe 1 degree C.
That's basically my situation, albeit with a sheet of thin plastic instead of a window. It gets cold because of the outside conditions, and loft air condenses on it, even despite ventilation and insulation. Somebody on here said a surface will attract condensation if it drops below 14 degrees C, and that's what's happening, and will always happen, no matter how well insulated and ventilated the loft is.