I no nothing about the Cook Islands, or how power is charged for, the idea many years ago was to use the grid as ones battery, export when access solar and import when not enough, but to do that, the export and import tariff would need to match, and they don't, at the moment not paid for export, but I likely will get paid soon, and likely I will have three tariffs. In the main it means we have three costs, we have to consider using power instead of exporting is still a cost.
This has messed up some old ideas, although my Iboost+ seems a good idea so I only heat my domestic hot water when I have surplus power, since I will likely be paid more for export to what I will pay for off peak, a simple timer on my immersion heater would work out cheaper to the iboost+.
But when trying to work out who to go with, there are so many options, British Gas seemed A1 for me, but after 4 months trying to get the payment for export sorted, I have realised they give false promises, they got me to agree to an EV tariff with a £75 exist clause, with the carrot of high export payment, but one simply never gets it.
Others like Octopus will not give an EV tariff unless you have an actual EV and charging point.
The standard tariff may be easy to compare prices company to company, but the off peak tariffs vary a lot, it seems to be dependent on how long the off peak is offered for, 5, 7, 10 hours etc. And it will depend on how you use the off peak, which works out best, clearly with off peak storage heaters 5 hours would be too short, even some users of EV cars that may not help, 7 kW x 5 hours = 35 kWh so if your trips with an EV use more than that, it would not suit. We are told between 3 to 4 miles per kWh so if you travel more than 100 miles per day on a regular basis then 5 hours would not be enough.
I went to a funeral yesterday Mid Wales to North Wales and back, did not think we were going that far, but Daughter clocked 216 miles, one simply does not realise how far we travel. Our trip to St Austell or Jarrow we know are going to be long trips, but in Wales we have to go around the hills, so we can easy put a load of miles on the clock.
So I would think 5 hours is likely a little too short for most.
However since I don't have an EV (unless you count the e-bike and mobility scooter) what matters to me, is not so much how long the off peak is, but when it starts, the state of charge as the evening progresses is what matters
View attachment 351611 that purple line shows how much battery is left, in the morning
View attachment 351612 we have a dip, but rare it hits 10% where we start to use grid power, it is the evening where we need to watch. I considered a second battery, that would clearly help, but they are not cheap, and the maths seems to show it would not pay for its self based on a 7 year life.