You can get insurance for tools in your van.
Goods in Transit and Tools Cover
Provides you with £2,000 worth of goods in transit and /or tools theft in the vehicle 24 hours a day. There is no requirement to garage the vehicle. Cover can be extended to cover tools on site. There is a £100 standard excess on each policy.
Standard policy is £114.25 for 12 months
Policy extended to include tools on site is £193.00 for 12 months.
From Commercial Vehicles Direct.
Is that per claim or total value of tools and goods in transit. Chuck a 40kw condensing combi in your van and thats over half the value gone. If you add up the value of tools in your van it's going to be a damn site more than £2000 without materials.
Mike