They do cover wear and tear , well thats what they stipulate in their terms here,,--
From WARRANT DIRECT :
IDENTIFICATION OF FAILURE:
We have illustrated below the point at which we see faults identified. Failures identified during MOT or servicing account for 40% of the repairs we see. This is covered as standard by Warranty Direct - a benefit not included by most extended warranty providers.
20% Failures at roadside requiring recovery
40% Failures identified during MOT or servicing
40% Failures not involving a recovery
UNLIKE LESSER WARRANTIES FROM OTHER WARRANTY COMPANIES, THESE FAILURES ARE COVERED BY WARRANTY DIRECT.
WEAR AND TEAR FAILURES:
As illustrated below, the majority of the claims we pay involve Premature or Normal Wear & Tear/Gradual Deterioration. Many car parts are subject to failure due to wear and this can happen early in a car’s life, or later.
19% Premature Wear & Tear
48% Normal Wear & Tear/gradual deterioration
33% Non Wear & Tear related failures
UNLIKE LESSER WARRANTIES FROM OTHER WARRANTY COMPANIES AND MANUFACTURERS, BOTH PREMATURE AND NORMAL WEAR AND TEAR RELATED FAILURES ARE COVERED BY ALL* WARRANTY DIRECT POLICIES.
* Unless the Warranty Direct policy is a renewal or if it was taken out within 30 days of the original manufacturer warranty expiring, Wear & Tear claims are subject to a 90 day exclusion period.
Using our claims data we can see what is likely to go wrong with your vehicle. Here are the parts we have seen which have failed on your vehicle:
9.09% Air Conditioning
12.12% Axle & Suspension
24.24% Braking System
27.27% Cooling & heating system
18.18% Electrical
Under 10% Engine
Under 10% Fuel System
Under 10% Transmission