John, if I remember correctly we do have concrete floor when we had our carpets laid a few years ago. However, not sure how easy it will be to check without damaging the carpet?
As you say if we have water in the cavity, that's unusual and serious. How's best to look at this and could it covered by home insurance?
Woody-
The external wall was painted a few years ago, maybe 4 years or more. And yes we Did did it, with outdoor external paint?
Condition of the wall above the area - no issues of what I am aware of.
The gravel path has always been like that since we moved here 8 years ago.
Lived here for 8 years, settee been here for 2.5 years, first time we noticed the wet wall and we think the house was built in the 7os/80s.
As you say that is typical staining of either rising damp, or damp settling on the DPC and then moving upwards.
But as part of the elimination process, you need to determine is if anything has changed - whether work has been done to the structure or externals recently, or changes to the room layout or even heating and usage patterns.
However, as you see there is been no change fow many years. So please met me know your thoughts and if this could be covered under home insurance?