Water will go back through a regenerative or centrifugal pump if there's no check valve in it. The OP said "or similar", and they don't all have check valves.
In the second drg the 2ndry circ pump would be pumping into a shut valve for the time the whp is on, but a bath will be full in a couple of minutes; too short a time to do any damage.
DIA thinks it would pump into the loft tank for much the same reason he got it all wrong about pumping-over in a heating system. At his age, too!
You would restrict the flow to what you need, through the circ loop, but the higher flow with the whp on, would stir the hw cyl. You could of course put your essex flanges where you like, including at the same height.
To post a drawing, first do it in Word. The facilities aren't bad at all once you get used to them. Then Save for Web - or Save As and pick html. Put it in a directory called "sketches", say. You'll find subdirectories for each "save", with more than one file. If you "grouped" everything in the sketch you just get one, gif. Then post the pic on photobucket or pictiger.com. Copy the link, paste it here, highlight it and click on "Img". Takes half a minute.