Where I have worked, what was required has changed vastly between jobs, and also names for the work, service, PIR, EICR, and PAT they were all really the same thing we were to test and since in house in the main, repair electrical equipment, in some cases down to checking the tightness of terminals, and unless this is done having access it really pointless.
Also plans, and records in some places every job would be entered onto the master record and every socket outlet shown, with all the readings for the outlet so in real terms simply testing showed if it had degraded or not.
When I moved from commercial to domestic I could not believe the change in culture, around 2000 some of the work done on domestic would never have been permitted on commercial, however by 2010 there was I am glad to say a change in the domestic wiring and in some areas it was reversed with domestic following the regulations closer than commercial.
However there has always been an element of DIY with domestic, and as a result one hasn't a clue what you will find. So the old idea of look at 10% and if OK stop, if not then look at 40% etc, does not really work with domestic. As with commercial one hopes everything was done right to start with, your only checking to see if some thing has degraded, with domestic your looking for what some silly idiot may have done.
Although of course electricians also make mistakes, I had one tell me how he had to put the upstairs and downstairs lighting MCB's on the same RCD to stop it tripping, he had no idea they should be on same MCB as well as RCD he still had a borrowed neutral, however we hope he was an odd one out.
But some one has to sign the EICR and that person has to decide on the general look of the house how deep they need to investigate, and likely will need to give an estimate of costs, so the inspect 10% then decide is not really an option. We are even told if there is no access to loft space from below we may need to remove tiles. The requires further investigation option I am told has been removed.