Leaving aside the building regs and earthing issues, I can see a couple of ways to make this work. But the first thing I think of is ... 4 core SWA cable won't have been cheap if it's large enough for the size of supply.
First option is to take the live off in the house, fuse it down to suit the switch and light fitting ratings, and then feed the circuit down two strappers as now*. To allow for effective isolation in the garage, replace the 2 pole main switch in the CU with a 4 pole one (if one can be found that fits) and feed the strappers through that. Then take the neutral for the light to the supply side of the RCD.
That would give you a system that allows all garage circuits to be isolated with one switch.
The second that comes to mind is to take a live off at the house end, fuse it to suit the switch, and take one switched live down the cable to the garage. In the garage, use this supply to operate a C/O relay that forms one half of a standard two-way switching circuit. The neutral for the relay coil goes to the supply side of the RCD, the lighting circuit comes off the load side of the CU as normal and so is isolated by turning off the main switch.
The relay coil can only be isolated at the house, but this is the same as the cabling and supply side of the CU isolator.
This latter method also frees up a core to be used for earth.
* Well actually I;d connect the live feed to C on the house end switch and take L1 and L2 down the cable. While I suspect the cable is "somewhat larger" than needed for the light circuit, one setting of the switches results in the live going down the cable to the garage, back to the house, and back down to the garage again (so 3 trips) with part of the circuit sharing the live for any other loads - thus slightly increasing volt drops.
WHY?? The maximum earth current will be 30 milliamperes. A bit of telephone wire would be more than enough.....
The maximum current is only limited to 30 mA if the leaking current comes via the sense coil of the RCD from Live or Neutral.
Not even then. The RCD does not limit the earth current to 30mA - it only limits the
duration of an earth fault in excess of that. The actual earth current could potentially be in the order of hundreds of amps or more (for a L-E short) - for a very short time.