In my case I happen to have a 6 sq.mm cable supplying an induction hob. The dedicated circuit is protected by a 32A MK Type B MCB.
The PVC T+E cable runs is clipped in the centre of timber ceiling joists and is covered with mineral wool insualtion at the side. The cable does not touch the rear of the plasterboard ceiling.
As a test we powered up all the rings on the hob to maximum and used a clamp meter on the live wire at the CU and measured that 34A was drawn.
As it is unlikely ( if ever ) that all 5 rings will be turned up to maximum ( diversity ) would you say that it would be safe to leave the 32A MCB in place ?
As the loading is cyclic then I don't see the problem with applying diversity.
I haven't worked out the CCC of the cable tho - if it is covered in wool insulation then that has to have an impact on it.
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