Functional switching is more to do with the normal functioning of a circuit i.e. a light switch is a functional switch. It is not a form of isolation.
That's reasonable for starters. Now dig in and find out what you can about 'Isolation' and Emergency Switching and apply what you learn to a Domestic Electrical installation.
I fail to see where you are going with this, care to explain? Do you mean the main switch is the only required form of isolation in a premises? Not imo a good design if you need to switch off the whole CU in order to carry out work on a dishwasher.
Why do you think 'Isolation' as defined in BS7671 applies to the average domestic electrical installation? What is the purpose of Isolation? When is it required? Where is it required? How is it fulfilled in operation? What are the other considerations of isolation? How is it different to Emergency Switching, Functional Switching? Where can Isolation be provided? If isolation is genuinely required, what about EWR 1989? When would a built-in washing machine (for example) need to be correctly isolated (not functionally switched off) and by whom? And could this isolation be provided elsewhere for this purpose?
There is huge difference btween the need for and providing isolation and the need for and providing functional switching.
I'm not been awkward. If my prose is clinical and comes across that way, I apologize.