In general you don't need a CU in the garage.
It depends on what the garage is used for. If power tools are being used in the garage then the arrangement of protective devices should ensure that lighting is NOT lost if a socket circuit trips an over current or earth leakage device.
What do you do with a spinning angle grinder when you are suddenly and without warning plunged into darkness ?
So do you suggest 2 RCDs in the garage on a feed from the house that is not RCD protected? Or two separate feeds to the garage each on its own RCD in the house?
If that is a problem you should have battery backed emergency lights as power cuts can happen at any time.